How to Get Cash Advance Loans in GA
Despite of all the queries and challenging voices, cash advance loans have become the ultimate step to take in financial straits. In New York or Florida or California, this kind of business grows like a raging fire. And so is in Georgia.
A better alternative to dear money, cash advance loans in Georgia are one of the methods people will think when they are in dire need of money. You can tell the popularity of this business just by the increasing number of lenders emerging.
However, in Georgia, cash advance loan business have evolved and developed. Dropping by the local loan companies to get cash advance loans is nothing new here. What’s new is getting this thing done online with several clicks.
So what are the online cash advance loan providers available in Georgia?
EZ PayDay Cash
A leading online payday loan lender, EZPayDayCash is specialized in meeting your urgent needs for short-term cash. A registered and regulated cash advance loan provider, EXPayDayCash works under the guidelines of the Best Practices of the Community Financial Services Association of America.
The core of its excellent customer service, its custom service center operates from Monday to Friday 8:00 AM to 8:00 PM EST and Saturday, from 10:00 AM to 3:00 PM EST.
Your calls and questions will be answered, and the whole loan process will be explained. The responsible customer support staff here will work with you and guide you through. And the best part of this cooperation maybe that you will be charged nothing when calling its offices using its toll-free number.
So far you are sure to understand that EZPayDayCash is able to serve every customer with quality and excellence.
Application for cash advance loans at EZPayDayCash is 24 hours a day online with an instant approval. Keeping your privacy in head, the application is of no fax, employing the 256-bit encryption technology.
The application can be done in two minutes. All you need are a direct deposit income; a current job for at least 3 months; a current bank account for at least 3 months and a monthly minimum net income of 1000 dollars. And you get the needed cash!
Now you may be concerned with the fees. At EZPayDayCash, it is
- 30 dollar for 100 dollars borrowed
- 30 dollars per 100 dollars borrowed for extension fee, which is withdrawn from your account on your due date
- 365 percent to 1564 percent of APR
You may also want to know how your due date is determined. Normally the short-term cash advances are
- Due on your next pay date
- Your account will be debited on the following pay date after your next payday is less than 7 days away
- 30 days of maximum term
- Up to two extensions or rollovers with minimum payment before principal paydown
- The extension request must be made before 8:00 PM EST the day before your loan is due
You might want to know how National Payday makes the list. One of the oldest online payday lenders, National Payday operates its business with expertise and the highest standards possible in the industry. It features
• Easy loans for new customers
At National Payday all new customers are offered an easy loan with easy approval process. Loans of 100 dollars to 400 dollar are available. The same day wires are now made available to customers applying before the indicated deadline.
• Reduce borrowing process
The application only takes minutes, which helps save the time most needed when you are requesting a cash advance loan. It is even less than minutes to returning customers.
If approved, applicants and customers will receive the cash within 24 business hours. The best part of it is that you can get this done at home, as long as there is internet connection.
• Excellent customer service
Quick and efficient, customer support staff here will address your inquiry timely and friendly.
• Care-free security
Here at National Payday, your concern about privacy is taken care of. The least security measures are set; all of the personal information of applicants and customers are submitted on encrypted pages. Its website is HACKER SAFE certified and Thawte verified.
To apply for the funds, just provide your first name, middle name, last name, email address, zip code, monthly salary, date of birth and direct deposit, and you are done. It is of no fax and high approval rates.
And now comes the information you mostly want to know, especially new comers. The cash advance loans from National Payday feature
- Up to 400 dollars of loan limit for new comers and higher limits for returning customers
- A fee of 25 percent of the amount borrowed
- Care-free as long as the balance due is paid in full
- Business hours: Monday to Friday, 9:00 AM EST to 5:00 PM EST
- Up to 16-day term
- Not available to applicants with bounced checks or are not currently employed
- Payment request before 2:00 PM EST the business day before you are due
- Online repayment
- More than one repaying options
- Changes of banking information can be done
- The amount borrowed will be withdrawn from your account when due