About Wells Fargo

As the second largest bank in deposits, home mortgage servicing, and debit card, Wells Fargo is an American multinational diversified financial services company which operates around the world.

Wells Fargo is the fourth largest bank in the U.S. by assets and the largest bank by market capitalization. The Wells Fargo loans include home buying loans and refinancing loans.

Wells Fargo home buying loan

As a home is one of the most valuable assets which belong to you, you should make a clear decision before you apply for home buying loan. No matter you’ re buying your first, second home or an investment property, Wells Fargo offers a series of choices, from fixed rate to adjustable rate mortgages, from FHA to VA mortgages.

Wells Fargo home buying loans feature Home Asset Management account, Priority Buyer preapproval, Lender Paid Mortgage Insurance and Wells Fargo Closing Guarantee. Home Asset Management account will allow you to buy a home, refinance and actively monitor your home equity freely.

Priority Buyer preapproval will tell you how much you may borrow based on your personal financial situations. Besides, it also inform real estate agents and home sellers that you have been preapproved for a set loan amount based on the first review of your credit information.

Lender Paid Mortgage Insurance is needed while any conventional loans have amounts which are greater than 80% of the home value. It protects lenders from possible losses resulting from non-payment of a loan. It differs from homeowner insurances which will compensate the losses because of fires and other disasters.

Wells Fargo Closing Guarantee means your loan will be closed before and on the closing date specified in your original purchase contract. Otherwise, you will receive a check with an amount equal to your first monthly payment, including principal and interest.

Wells Fargo Refinancing Loan

A variety of programs are offered by to meet your financial goals. Flex/fixed temporary buydown program, Interest-Only payments options and The Home Affordable Refinance Program are

Flex/fixed temporary buydown program makes you enjoy the flexibility of lower initial monthly mortgage payments and the security of a predictable payment schedule.

Interest-Only payments options allow you to pay only interest during the initial interest-only period and enjoy more control of your cash flow. Your monthly payment will include the principal and interest during the rest of years on the loan.

The Home Affordable Refinance Program is created by federal government to give these homeowners without enough equity to refinance an opportunity.

Tips for Application Procedure

To apply for Wells Fargo loans is simple and quick. There are generally three useful tip for completing procedure.

Gather essential information. Contact information, social number, bank statements, current employment data and detailed loan information are all included and supporting documents need to be provided. You should make clear the details of the loans and decide which one to satisfy all your needs.

Begin the application process. Visit the Wells Fargo loan application website and complete the filling of the application form. The approval will only take several seconds.

Financial and property review. Within two working days, Wells Fargo advisors will call you and discuss options of your loan with you based on your personal situations. Before closing, if required by your Wells Fargo advisor, additional documents may be supplied.

If you don’t qualify for Wells Fargo loans, you will receive a notification email which will tell you the denial. But you can apply for a loan offered by Wells Fargo later.

Wells Fargo Official Website: http://www.wellsfargo.com


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Explore Loan Options from Wells Fargo

In tough economic times, lots of people find it really difficult to make ends meet, not to mention taking a romantic vacation, purchasing new houses or getting their dreamed cars. Fortunately, banks and financial institutions are always ready to offer you the funds to fulfill your dreams. Take a personal loan from Wells Fargo to enhance your lifestyle, while enjoying competitive interest rate and other benefits.

This web site is not affiliated with Wells Fargo. We recommend Wells Fargo official site for more accurate information of its financial services.