About MetLife

There’s always an emergency need for more cash no matter how hard you work. Without a good amount of money at particular time, you may be denied the right to fulfill your dreams. So what solutions are there? Simply go to the bank and apply for a loan if you do not want to borrow much cash from friends or relatives. Here lies a question that which provider is the best. MetLife is a 100% excellent option to get what you need.

A Comprehensive Intro to MetLife

MetLife has been serving customers for 140 years with 90 million consumers in more than 60 countries. After its foundation on March 24, 1868, the company goes through several development processes. Until now, the company is among the largest providers of insurance, annuities and employee benefit programs throughout the world.

MetLife provides a wealth of financial products and services for individuals, families and businesses. MetLife has various flexible insurance options to protect you and your family, including life, health, accident, auto and home insurance policies. Besides insurance products, the company also offers a variety of retirement and savings accounts & plans to help customers to reach their financial goals.

MetLife can always help you if you’re looking for smart home financing solutions. MetLife provides several different home loan programs for customers. You can choose the best one for your financial needs.

1) Purchase Loans

MetLife Home Loans, a division of MetLife Bank, provides loans for home purchasers. You can apply for a loan whether you’re buying your first home or purchasing a vacation home. MetLife Home Loans feature impeccable services, simple application process and competitive interest rates. You can choose a loan with a fixed rate or an adjustable rate.

2) Refinance Loans

Some wise home owners may be interested in refinancing and want to make use of a lower interest rate when they already have a home. There’re many benefits if you choose to refinance your home loan. With home refinancing, you can make lower monthly payments, shorten your loan term or even get cash back. Refinancing your home loan can help you consolidate your first and second home loans into one loan. You can choose from a fixed rate or adjustable rate based on your specific needs and financial goals.

3) Reverse Mortgage

With the reverse mortgage program, MetLife Bank can help owners of 62 or older use the original equity to supplement their income. Several different types of reverse mortgages are offered. The interest rates for these reverse mortgages are lower as opposed to other lenders.

• Fixed-Rate Home Equity Conversion Mortgage – This government-insured loan enables you to get a fixed rate during the entire life of your loan. You can know the exact amount of interest that is accruing on your reverse mortgage. There’s no need to worry that the rate may increase.

• Adjustable-Rate Home Equity Conversion Mortgage – This is also a government-insured loan. With the adjustable-rate HECM, you can get greater flexibility. More options are available for borrowers to receive their reverse mortgage proceeds.

• Home Equity Conversion Mortgage for Purchase – A Home Equity Conversion Mortgage for Purchase allows borrowers to buy a home by taking out a reverse mortgage. Only the purchase of one- to four-family dwelling unit used as a principal residence qualifies for this loan.

MetLife Official Website: http://www.metlife.com


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Uncover Every Detail of Loans from MetLife

Looking for smart home financing solutions? MetLife Bank can help you anyway. As a federally chartered national bank, MetLife has been helping millions of customers achieve their financial goals since 2001. Though the company is majorly dedicated to providing insurance, annuities and employee benefit programs, MetLife Bank is also a well-known provider of commercial and residential mortgages and loans. Two major kinds of mortgage products are available for customers.

This web site is not affiliated with MetLife. We recommend MetLife official site for more accurate information of its financial services.